Your privacy matters to us. This Privacy Policy explains how IllumyFi, a brand of Fire Investment S.r.l. ("we", "our", "us", or "Company"), collects, uses, discloses, and protects your personal data when you visit our website and use our services.
For users in the European Union, data processing is governed by Regulation (EU) 2016/679 (GDPR).
For users in the United Kingdom, data processing is governed by the UK GDPR and the Data Protection Act 2018.
Data Controller
Fire Investment S.r.l.
Brand: IllumyFi
Address: Fire Investment S.r.l., Italy
Email: privacy@illumyfi.com
Our Data Protection Officer (DPO) can be reached at privacy@illumyfi.com.
Legal Basis for Processing
We process your personal data under the following legal bases:
- Consent (Art. 6(1)(a) GDPR / Art. 6(1)(a) UK GDPR): For marketing communications, newsletters, and optional analytics. Consent can be withdrawn at any time.
- Contract Performance (Art. 6(1)(b) GDPR / UK GDPR): To provide financial news services and portfolio management tools.
- Legal Obligation (Art. 6(1)(c) GDPR / UK GDPR): To comply with legal requirements applicable to financial services (MiFID II for the EU; FCA rules for the UK).
- Legitimate Interest (Art. 6(1)(f) GDPR / UK GDPR): For platform security, fraud prevention, and service improvement.
Information We Collect
We collect information that you provide directly or that is generated by use of the service:
- Identity: first name, last name, email address, username
- Authentication: password (stored in encrypted form, never in plain text)
- Financial data: portfolio data, market preferences, sectors of interest
- Technical data: IP address, device type, browser information (used for security and abuse prevention)
- Usage data: pages visited, searches performed, time spent on the service
- Consent records: timestamp and IP address at the time of acceptance of our policies, as required by Art. 7 GDPR / UK GDPR
Where We Store Your Data
We protect your data from a geographical processing standpoint as well:
- Data of users in the European Union and EEA is stored and processed exclusively within the EU/EEA.
- Data of users in the United Kingdom is stored and processed exclusively within the United Kingdom.
Data Retention
| Data category | Retention period |
|---|---|
| Active account data | For the duration of the account |
| Post-deletion account data | 12 months after account deletion |
| Marketing consents | Until consent is withdrawn |
| Legal obligations (regulatory/financial) | 5–7 years as required by applicable law |
| Cookies and session data | See Cookie Policy |
Your Rights
Under GDPR (for EU users) and UK GDPR (for UK users), you have the right to:
- Access: Request a copy of your personal data that we process.
- Rectification: Correct inaccurate or incomplete information.
- Erasure (Right to be Forgotten): Request deletion of your data, subject to legal retention requirements.
- Restriction of Processing: Request that we limit how we use your data.
- Data Portability: Receive your data in a structured, commonly used, machine-readable format.
- Withdraw Consent: Withdraw consent for optional processing (marketing, newsletters, analytics) at any time, without affecting prior lawful processing.
- Object: Object to processing based on legitimate interests.
- Complaint: Lodge a complaint with the competent Data Protection Authority.
Data Protection Authorities
You have the right to lodge a complaint with the competent supervisory authority based on your residence:
European Union users:
Garante per la Protezione dei Dati Personali
🌐 www.garanteprivacy.it
United Kingdom users:
Information Commissioner's Office (ICO)
🌐 www.ico.org.uk
We encourage you to contact us first at privacy@illumyfi.com with any concern or complaint: we will do our best to resolve the issue directly.
Data Security
We adopt appropriate technical and organizational measures to protect your data against unauthorized access, loss, destruction, or disclosure, including password encryption, restricted access controls, and security monitoring.
Changes to This Policy
We may update this Policy periodically. In the event of material changes, we will notify you by email or by a prominent notice on the website before the changes take effect. The version date at the top of this document indicates the latest revision.
Contact Us
For privacy-related questions, requests, or complaints:
Email: privacy@illumyfi.com
Company: Fire Investment S.r.l. (IllumyFi brand)
Address: Fire Investment S.r.l., Italy
Website: www.illumyfi.com